Vacant Home Insurance Policies to be Written and Serviced by XN Financial

Effective immediately, all new vacant home insurance policies written for those that make inquiries for vacant homeowners insurance through this website (www.vacanthomeinsurancenow.com) will be quoted and serviced by XN Financial Services, Inc. (Montreal-Canada and Boca Raton, FL)

Vacant Home Insurance Now is a website that educates homeowners on the special insurance needs of homes that are empty, vacant, or unoccupied. Those requesting a quote for vacant homeowners insurance can leave information through a contact form about the house needing special insurance, and they will later be contacted by someone able to provide additional information.

The website vacanthomeinsurancenow.com used to use locally licensed agents to quote and place vacant home insurance and these duties have now been taken over by XN Financial Services, Inc.

Vacant Homeowners Insurance Renewal Process

Vacant Home Insurance Now (.com) would like to remind clients that the responsibility to renew a policy is the responsibility of the insured and/or the owner of the vacant home insurance policy. Although for longer term policies we will make every attempt to contact the policyholder about the renewal, email addresses can change as can phone numbers. We do not mail a "hard copy renewal" letter.

Vacant home insurance is a "special needs" policy written for a limited term of insurance like 90 days, six months or one year. Most policyholders end up selling the home, or it is no longer empty and don't even need a renewal. It is for this reason, if a renewal is requested it is the responsibility of the insured to contact us at least 4 days before the termination date of the vacant home insurance policy.

If the policy is allowed to lapse, it is not the responsibility of the owners of this website, nor the Lloyd's of London coverholder. Please call us if you have any questions.