Vacant Home Insurance for Expatriates

Expatriates that sell their home in the U.S. in order to relocate abroad for a corporate expatriate assignment may keep their homes if the expatriate assignment is going to be 3 years or less.  If the expatriate assignment is expected to be more than 3 years, 90% of expatriates will sell their home.  For those that keep their home, expatriate vacant home insurance is essential.  Other essential insurance includes international medical insurance and international workers compensation insurance .

What is expatriate vacant home insurance?  It is a special type of homeowners insurance that is designed to cover a house that is considered empty, vacant, or unoccupied.  In the eyes of vacant homeowners insurance carriers, these words do not represent the same definition.

A rule of thumb that we have never seen broken, if you recognize the name of the homeowners insurance company (as a big name insurer) they do NOT have a vacant home insurance product they can offer customers.  Only in the secondary or speciality market can expatriates find vacant home insurance policies that meet their needs.

Vacant Home Insurance Now offers Vacant Homeowners Insurance for London Flats and Homes

VHIN is fully licensed to offer top quality vacant homeowners insurance in both the United States and the United Kingdom. Whether the dwelling be a U.K. flat, house, or owned apartment in London or the countryside, Vacant Home Insurance Now has a good solution.

In the U.K. just as in the United States, a home that is unoccupied for over 90 days needs special homeowners insurance. If you are a U.K. national on expatriate assignment these vacant home insurance policies are invaluable. In addition, your mortgage company will require proper insurance as well.