Vacant Homeowners Insurance Renewal Process

Vacant Home Insurance Now (.com) would like to remind clients that the responsibility to renew a policy is the responsibility of the insured and/or the owner of the vacant home insurance policy. Although for longer term policies we will make every attempt to contact the policyholder about the renewal, email addresses can change as can phone numbers. We do not mail a "hard copy renewal" letter.

Vacant home insurance is a "special needs" policy written for a limited term of insurance like 90 days, six months or one year. Most policyholders end up selling the home, or it is no longer empty and don't even need a renewal. It is for this reason, if a renewal is requested it is the responsibility of the insured to contact us at least 4 days before the termination date of the vacant home insurance policy.

If the policy is allowed to lapse, it is not the responsibility of the owners of this website, nor the Lloyd's of London coverholder. Please call us if you have any questions.