Property Management Services for Vacant Homeowners Insurance?

One of the most common questions we get from clients that purchase vacant home insurance is the following, "do I need to hire a professional property management service to take care of my vacant home in order to satisfy the terms of the vacant home insurance" (also called vacant homeowners insurance.)

The answer is no. However, the home does have to have regular "inside" visits, typically 4 a month or the vacant home insurance policy will become void. A professional does not need to perform the service.

A neighbor, friend, or relative can perform the service which includes inside visits as well as basic property management like mowing lawns and clearing walkways among other things. If a house is not maintained, the vacant home insurance policy can be void, or any claims will be denied if the claim adjuster says the house was not maintained properly.